Profitability in Nationalised Banks - Changing Banking Environment

The book covers one of the biggest challenges that a commercial bank is facing nowadays is to maintain commercial viability by generation of profits to meet the capital adequacy norms and to take care of the additional provisions against non - performing loans.in addition to this, the banks need to put systematic efforts to enhance income, reduce or control expenditure and improve the operational efficiency. To study the efficiency of the banks, Financial Statements - Balance Sheet and Profit and Loss Account are the basis. The changing banking environment in India influencing the profitability of commercial banks including nationalized banks