MicroFinTech di Roberto Moro-Visconti edito da Springer Nature Switzerland AG
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MicroFinTech

Expanding Financial Inclusion With Cost-Cutting Innovation

EAN:

9783030803933

ISBN:

3030803937

Pagine:
164
Formato:
Hardback
Lingua:
Tedesco
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Descrizione MicroFinTech

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to ¿MicroFinTech¿ - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

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